mercredi 29 avril 2015

Good/neutral update

Just wanted to post an update, got a lot of good advice here.

I had huge problems with not being able to track where our (me+H) earnings were going.
Well, actually, I did know where it went - 100% of it went into investments/loans/expenses for my H's family.... none of which got invested in our name (though we have a plot, apartment, house in my FIL's name)

In 2014, we both maxed out our retirement plan(401k). H hates paying taxes more than me, so told him how much we save right now with 401k on taxes. (Settling down in India/here is a ? but H is more interested in right now, luckily)

My H is always wondering how other families (especially, single income) are able to afford more and better things than us.
Starting Jan 2015, I told my husband that we will pretend to be a single income family because I want us to buy things here, not in India. (SUV, home - all of which my H is interested in, more than me)

So far, in these 4 months, my H has nothing left from him income with the expenses here and in India. I have been saving most of 'my' money! only spending on my medical expenses and sending a monthly token amount to my parents. Have to see how long this lasts.

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Good/neutral update

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