Black Money abroad - is it fiction or non-fiction?

There is a lot of talk about black money being stashed abroad by Indians - Politicians, entrepreneurs - by everyone except the ones who talk about it.

So, i started thinking the logistics of black money abroad and how i would do it.

So, assume i am that corrupt person who has looted wealth of commoners. This is black money so i can't keep it in bank. So everywhere in my house is black money. All my utensils have black money. Great. Now what to do?

Someone tells me that i need to open an account abroad and stash it there. But i can't open an account abroad with indian currency. It has to be local money or US dollars. So how do i convert billions and billions of rupees to dollars or other currency?

oh ok there is another way, i am a minister, i approve money to buy military equipment or something like that. I ask for a cut from the company to deposit my cut in the foreign bank.

Ok Assume that either way i somehow got it converted. Now I have to open an account. So if I am that intelligent and smart as to loot billions of rupees, at least i should be given the credit of being that smart as to not open an account with my name/address, finger print or anything that could point to me.

So i need to find someone whom i can trust to open the account. But this person would then have the information of the account and could also take away the money. Is stealing from a thief immoral or a crime? How would i find such a person who would be honest and keep my secret till life?

Ok. Assume i found such a person opened an account and put the money there. What next? I want to buy a mansion, yacht etc. Oh but i can't buy them. I have to maintain my image of a commoner. I have to live a simple life style.

So what do i do with that money? Why would i go through all the trouble to hide it in a foreign bank and never be able to use it? Why wouldn't i keep it in my utensils and use it here to increase my power and influence, to win the next election?

So i am confused as to why would anyone who is smart enough to loot money would put it in banks abroad?

Industrialist, movie stars may open foreign accounts to hide their income from abroad and they use it to buy expensive cars, real estates in other countries (dubai) or spend when they travel to other countries.

I am sure I am missing something. BTW, i do have a foreign account in India.

Black Money abroad - is it fiction or non-fiction?